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An Individual Retirement Account (IRA) is a tax-advantaged investing tool that allows your savings to grow exponentially over time.

A 401(k) is a retirement account tool offered by many employers that allows you to save and invest a piece of your paycheck before taxes.

Leverage involves using borrowed money or financial instruments to increase the potential return of an investment.

Your FICO score is a numerical summary of your credit report, a snapshot of your creditworthiness.