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Larry Jones
3 days ago5 min read
Index Funds: The Ultimate Beginner’s Guide to Smarter Investing
When you invest in an index fund, you’re essentially buying tiny pieces of all the companies in that index.
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Larry Jones
Jan 224 min read
Health Savings Accounts (HSAs) Explained: Triple Tax Benefits You Can’t Afford to Miss
An HSA is a special savings account designed to help you set aside money for qualified medical expenses.
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Larry Jones
Jan 144 min read
Retire Rich: How to Start Retirement Planning in Your 20s and Build Wealth Fast
Starting early with your retirement planning is the smartest financial move you can make. Time is your friend when building wealth.
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Larry Jones
Aug 20, 20245 min read
Fintech 101: Everything You Need to Know About Financial Technology
Fintech, short for "financial technology," refers to the innovative use of technology to deliver financial services.
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Larry Jones
Aug 13, 20247 min read
Due Diligence Explained: How to Avoid Costly Financial Mistakes
Due diligence is all about doing your homework before making a financial decision. Think of it as a deep dive into the details.
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Larry Jones
Jul 31, 20243 min read
Understanding Peer-to-Peer (P2P) Lending: A Modern Approach to Borrowing and Investing
Peer-to-Peer lending is a method of debt financing that enables individuals to borrow and lend money without traditional banking methods.
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Larry Jones
Jul 22, 20245 min read
ETFs Explained: Everything You Need to Know About Exchange-Traded Funds
An Exchange-Traded Fund, or ETF, is a type of investment fund and exchange-traded product, meaning it is traded on stock exchanges.
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Larry Jones
Jul 17, 20246 min read
Wealth is a Process, Not an Event: Debunking the Lottery Mindset
The lottery mindset is characterized by the expectation of sudden wealth through a one-time event like winning the lottery or rolling dice.
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Larry Jones
May 10, 20243 min read
Dollar-Cost Averaging (DCA): How to Build Wealth Over Time
Dollar-cost averaging is an investment strategy where you invest a fixed amount of money at regular intervals regardless of asset price.
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Larry Jones
May 7, 20243 min read
The Pros and Cons of Annuities: Is It the Right Choice for Your Retirement?
Annuities are like reverse life insurance policies. They provide a steady stream of income while you are alive.
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Larry Jones
May 6, 20249 min read
Day Trading 101: Mastering the Art of Short-Term Investing
Day trading is a style of trading where individuals buy and sell financial instruments within the same trading day.
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Larry Jones
May 6, 20243 min read
Wings of Wealth: Exploring the World of Angel Investors
Angel Investors provide early-stage capital to entrepreneurs in exchange for ownership equity or convertible debt.
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Larry Jones
May 3, 20243 min read
Your Ultimate Guide to Understanding Financial Health Through Price-to-Earnings Ratio (P/E)
Price-to-Earnings Ratio (P/E) is calculated by dividing the current market price per share by the earnings per share (EPS).
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Larry Jones
May 3, 20243 min read
Exploring the Four Types of Crowdfunding: Which is Right for You?
Crowdfunding is a method of raising capital through the collective effort of friends, family, customers, and individual investors.
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Larry Jones
May 3, 20242 min read
Maximize Your Real Estate Earnings: Understanding Cash-on-Cash Return
Cash-on-cash return is a rate of return used in real estate investments that calculates the cash earned on the cash invested in a property.
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Larry Jones
Apr 18, 20242 min read
How to Use Capitalization Rate for Real Estate Investment Success
Capitalization Rate is a ratio that compares the net operating income (NOI) of a property to its purchase price or current market value.
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Larry Jones
Apr 16, 20243 min read
Unlocking the Secrets of Net Operating Income (NOI): A Guide for Every Investor
NOI is a financial metric used to evaluate the profitability of income-generating real estate investments, excluding any financing costs.
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Larry Jones
Apr 13, 20246 min read
How to Apply the Flywheel Concept to Your Investing Plan and Accelerate Your Wealth
The flywheel concept applied to investing is a consistent force applied in one direction to achieve and sustain momentum.
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Larry Jones
Apr 13, 20242 min read
The Investor’s Guide to Understanding Hockey Stick (or J-Curve) Growth
"Hockey stick growth" describes a similar pattern in graphs of revenue, user base, or, notably, investment returns.
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Larry Jones
Apr 12, 20248 min read
Unlock Passive Earnings: Build These 6 "Digital Online Vending Machines" for Mostly Automatic Income
Digital vending machines are online assets that generate cash flow, whether that be interest, dividends, royalties, affiliate income, etc.
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