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Accredited investors are those who meet criteria set by the SEC, allowing them access to investment opportunities not available to public.

A balance sheet millionaire is an individual whose net worth, or total value of their assets minus liabilities, is at least $1 million.

Appreciation is the increase in value of an asset over time. When something appreciates, it's worth more now than when you bought it.

Depreciation is the gradual reduction in the value of an asset over time. It reflects the wear and tear of an asset as it ages and is used.

A Real Estate Investment Trust (REIT) is a company that owns, operates, or finances income-producing real estate.

Real estate is all about buying, selling, and owning property - homes, multifamily, office buildings, or land.

Active Investment seeks to beat the market through strategic buying and selling of stocks, bonds, or other assets.

Passive Investing is putting your money into investment vehicles that don’t require daily decisions or constant portfolio tinkering

Time Value of Money is a principle suggesting that a dollar in your pocket today is worth more than a future dollar promised to you.

Entrepreneurship is the art of turning an idea into a business, steering through uncertainties and challenges with an eye on growth.

Compound interest refers to earning interest on your interest in a cycle that leads to exponential growth of your investment over time.

A capital loss occurs when you sell an asset (like stocks, bonds, or real estate) for less than what you paid for it.

A 529 Plan is a tax-advantaged investment plan run by states and educational institutions to make it easier for families to save for college

An Individual Retirement Account (IRA) is a tax-advantaged investing tool that allows your savings to grow exponentially over time.

A 401(k) is a retirement account tool offered by many employers that allows you to save and invest a piece of your paycheck before taxes.

Leverage involves using borrowed money or financial instruments to increase the potential return of an investment.

Trading on Margin is utilizing a broker loan to buy stocks.

Forex Trading is about buying and selling currencies in the hope that the one you buy will increase in value compared to the one you sell.

A derivative is a financial instrument whose value is based on the performance of an underlying asset.

Options are contracts that give the right, but not obligation, to buy or sell an underlying asset at a predetermined price, in a time frame.